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What is a PLUS loan?

A Federal Parent PLUS Loan is a loan in the parent’s name for a dependent student enrolled at least half time in a degree-seeking program. It is a non-need based loan with the benefit of having a fixed interest rate.

PLUS Loans are available regardless of income or assets, and no collateral is required. While the parent borrower does not have to prove financial need, a credit check is required.

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Topic Information
  • Topic #: 28025-507
  • Date Created: 06/20/2013
  • Last Updated: 04/04/2016
  • Viewed: 1671
What is a PLUS loan?
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Topic 28025-507

What is a PLUS loan?